What to Buy in October
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What to Buy in October

Posted on Monday, October 7th, 2013 at 7:00 am
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piggy bank, woman saving moneyEvery month, there are certain things that will be at their lowest prices of the year. Shop smart, and you can save money on items that will cost more in just a few weeks. It helps if you know what month, or what season, things go on sale. Here are some things that you should buy in October, in order to get the very best deals.

Health Insurance
The health insurance marketplaces opened on October 1, 2013. You are now able to visit HealthCare.gov and find out what it can offer you. Some of you will be eligible for subsidies that will help you pay for a good health insurance plan. Others may be eligible for Medicare.

Those that already have health insurance coverage can compare what the marketplace has to what your current plan costs and covers. It doesn’t cost anything at all to take a look. The plans that are purchased through the health insurance marketplaces will go into affect on January 1, 2014.

Toys
October is the month to start Christmas shopping for your children, nieces, and nephews. Toys start going on sale this month. Stores do this in the hopes that you will return to them in a few months when you need to buy “just one more present” for a child in your family.

Halloween stuff
The middle of October is the best time to buy a Halloween costume. Stores start to put them on sale in the hopes of selling the Halloween stuff as quickly as possible. They need that shelf space for the Christmas stuff. Buy your costume, or a costume for your child, in the middle of October.

The prices will be lower than they were at the end of September, and the selection should still be plentiful. Smart shoppers will get what they absolutely need right now for this Halloween. Wait to buy “extras” until after the holiday is over (when the prices will drop again).

Air Conditioning
This may sound strange if you live in a state that is already getting plenty of snow. Oddly enough, the snow and cold weather is the reason why the cost of air conditioning drops in October. Ask around to see what deals the private A/C companies are offering. Compare that to what Sears can do for you. You can save money, and the hassle of trying to buy air conditioning next summer.

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