Ways to Save on Back to School Immunizations
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Ways to Save on Back to School Immunizations

Posted on Monday, July 22nd, 2013 at 7:00 am
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Does your child need shots for the upcoming school year?  Here are some tips to make that a little less expensive.When you think of back to school shopping, things like pencils and spiral notebooks come to mind. Parents quickly realize that their children will need some new clothing for the upcoming school year. What may slip your mind, when you budget for back to school expenses, are school immunizations.

How to Save on Back to School Immunizations

Not every child will need to receive immunization at the beginning of each and every school year. The Center for Disease Control and Prevention (CDC) have an easy to read schedule that shows what age it is recommended that a child receive a particular vaccine. Your child’s school may, or may not, adhere to this schedule. It is possible for state laws to differ about what exactly is required.

Fortunately, there are ways you can save some money on back to school shots. The first thing a parent should do is obtain specific information from their child’s school that says what immunizations are required for each grade. It is best to get this in writing, in order to avoid any misunderstandings.

This can save you the cost of paying for a vaccine that your child doesn’t need yet. For example, if the school wants all third graders to have a certain immunization, and your child will be starting second grade this year, you can choose to hold off on that vaccine.

Is your child covered by health insurance? Most health plans are required to cover the cost of preventive care without charging for a co-pay. Often, the preventative care must be administered by an in-network provider. Check ahead of time to make sure you have found an in-network provider before the school shots are administered.

If you can do that, you will save some money on the co-pay for school shots. Preventative care includes the following immunizations for children from birth to age 18:

* Diptheria, Tetnaus, Pertussis
* Haemophilius influenzae type B
* Hepatitis A
* Hepatitis B
* Human Papillomavirus
* Inactivated Poliovirus
* Influenza (Flu Shot)
* Measles, Mumps, Rubella
* Meningococcal
* Pneumococcal
* Rotavirus
* Varicella

What if your child is not covered by health insurance? Ask the school if they will be holding a health clinic where children can get their school immunizations. The clinic might charge a low fee for the shots. Call and ask local “walk in clinics” what they will charge.

Some pharmacies are able to offer school immunizations now for a low price. Next time you are shopping, listen to the store’s announcements for more details about that. Or, you could always ask the pharmacist for more information.

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.