UnitedHealth Care Has Healthy Savings Program
Posted on Monday, August 17th, 2015 at 7:00 am
UnitedHealth Care is the largest health insurer in the nation. It has launched a program that could help its customers to get healthier. The program is called Healthy Savings and it could lower the grocery bill of UnitedHealth Care customers.
The Healthy Savings program is only for people who have a health insurance plan with UnitedHealth Care. If your plan is with a different insurance company, you should check with them to see if they offer a similar program. It doesn’t hurt to ask, or to check their website for more information.
Right now, HealthySavings is being offered in Wisconsin and in the Chicagoland area in Illinois. These areas are considered to be test markets. If things go well, it’s possible that UnitedHealth Care might choose to expand the program to other areas.
The savings program is currently limited to people who purchased health insurance from UnitedHealth Care through the individual exchange. It is also open to people who work for an employer who is insured by UnitedHealth Care. In the Chicagoland area, Healthy Savings is working with three grocery stores: Jewel-Osco, Mariano’s, and Shop n’ Save.
How does Healthy Savings help lower a UnitedHealth Care customer’s grocery bill? Customers are issued a special discount card. Every Sunday, that card is automatically pre-loaded with $40 to $50 worth of new savings. The discounts are on the healthiest types of food that can be found in a typical grocery store. Bring the discount card to the store, do your shopping, and scan the card at the register.
In other words, people who use Healthy Savings do not have to spend any time searching online for coupons. They don’t have to clip coupons. They don’t have to do something in order to have the coupons attach to their discount card. It all works automatically.
The list of featured foods can be viewed from the Healthy Savings website. Customers can also have that list sent to their email. Mobile users can access a mobile-optimized list from their smartphones. In addition to discounts on healthy foods, customers can find recipes and keep track of how much money they have saved in total since they started using the program.
Obviously, when health insurance companies offer some kind of discount to consumers, there is an ulterior motive. Healthier customers need less doctor visits. They might be able to prevent some illnesses and thereby lower medical costs. Health insurance companies want healthy (less expensive) customers.
The Healthy Savings plan is unique because it isn’t specifically focused on weight loss goals. Instead, it makes the healthier foods more attractive by helping customers get them at a discounted price.