Take Advantage of Holiday Rewards Programs!
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Take Advantage of Holiday Rewards Programs!

Posted on Thursday, December 8th, 2011 at 6:12 am
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Most people find themselves doing considerably more shopping in the month of December than they would usually be doing.  This is the season when people buy gifts for everyone in their family. Most will also purchase gifts for their friends, their co-workers, and their child’s teacher.  Smart shoppers will take advantage of the holiday reward programs that stores are offering right now.

Toys R Us has a holiday reward program called Rewards R Us.  People who become members of Rewards R Us will earn 10% back on their in-store or online holiday purchases from Toys R Us and Babies R Us.  This program is going to last through December 24, 2011.

You can earn a maximum reward of $50.00 during this holiday period.  If you spend a total of $200 (or more), you will get a free 2012 Rewards R Us Super Saver Pass, (which is valued over $100).

Kmart has a rewards program called Shop Your Way Rewards.  Spend $250 or $500 on qualifying purchases from Kmart or kmart.com between now, and December 24, 2011.  You will get 10% in Shop Your Way Rewards points (on qualifying purchases).

The maximum rewards you can earn are 50,000 points, (or $50.00 per person).  You cannot earn points on purchases that are less than $250, or more than $500.  The points you earn will expire on January 31, 2012.

Hot Topic has a holiday rewards program called Hot Cash.  Spend a certain amount of money on a qualifying purchase, and you will get a coupon that you can use on a future purchase.  Spend $30 and get a coupon for $15.  Spend $60 and get a coupon for $30.  Spend $90 and get a coupon for $45.  Spend $120 and get a coupon for $60.  Or, spend $150, and get a coupon for $75.  This is being offered for qualifying purchases made between now, and January 8, 2012.

Barnes & Noble will gift wrap your purchases for free.  Some Barnes & Noble stores will have local groups set up at a table who will wrap the books, DVDs, and calendars, that you bought at Barnes & Noble that day.  They will do it for free, (but may ask for a donation).

If there isn’t a table of people in the store, ready to wrap your purchases, you can ask the cashier to wrap your gifts for you.  Barnes & Noble offers this as a free service all through the year.  They will only wrap purchases that you bought at the Barnes & Noble store on that day.  You cannot have them wrap the gifts you bought from other stores, before you went to Barnes & Noble.

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.