So What's the Deal with Rebates?
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So What’s the Deal with Rebates?

Posted on Friday, February 21st, 2014 at 8:00 am
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So, exactly what is the deal with rebates?Here are two popular types of rebates and what is good about each of them:So, exactly what is the deal with rebates? We all know they exist and they’re a great way to entice us into buying items, but are they actually the deal they advertise to be? Our answer: yes, if you’re willing to put in some effort. Here are two popular types of rebates and what is good about each of them:

Mail-In Rebates

Mail-in rebates are one of the most common type of rebate you encounter when grocery shopping and couponing. These offers are advertised to entice customers into buying products under the agreement that the customer will receive some form of cash or gift cards back after purchasing the product with the advertised mail-in rebate. In comparison to other rebate offers, namely instant rebates, mail-in rebates generally have a higher value. However, this higher value is worthless if you forget to mail in your rebate or if your rebate gets lost in the mail.

To ensure you receive your cash or gift card rebate we recommend taking a few precautionary steps. You’ll want to make a copy of your receipt and the rebate form after you’ve filled out your personal information. Mail in the originals and keep your copies on file in case there are any discrepancies or disagreements with whoever is providing your rebate. Use your copies to illustrate your purchase and the rebate form you mailed in.

Instant Rebates

Instant rebates, unlike mail-in rebates, are just as they sound: instant. Your cash back or discount is applied when you purchase the item.Usually instant rebates for item are advertised with the instant rebate already applied thus making the price of an item lower than the consumer is accustomed to. Generally these rebates are lower than mail-in rebates because all customers purchasing the participating item will receive it.

Ultimately different types of rebates are good for different types of shoppers. Those who have no problem keeping track of receipts and paperwork will benefit from both types, whereas those of us who are more absentminded should stick to instant rebates.

 

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.