Saving Money With Your Smartphone
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Saving Money With Your Smartphone

Posted on Monday, September 26th, 2011 at 2:12 pm
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All you smartphone users out there, tune in for some tips on how your smartphone can start saving you some serious cash!

Money Saving Apps

First and foremost, there are thousands of apps available for your smartphone. Many of these apps are designed to help savvy shoppers, such as yourself, find deals and save money. There are apps for everything from finding the lowest gas prices in your vicinity to apps that actively earn you points towards rewards and coupons while you’re shopping. There’s even an app specially for money saving tips! Check out our “Money Saving Apps” page for more insider scoop on the latest and greatest apps to help you save!

Checking Deals

You can also use your smartphone to check for deals on the internet or using certain apps. I often use the “Google Places” app on my iPhone to check reviews and price ranges at nearby restaurants – this way I never get stuck with a huge bill for a mediocre meal. Even punch cards have gone mobile, so you can reap the benefits of loyalty and rewards programs without stuffing your wallet full of cards. Check out the Punchd, Stampt, and mPunch apps for your smartphone!

Mobile Coupons

And of course, don’t forget the coupons! Your smartphone can help you not only find coupons, but it can actually act as the coupon at some stores. That’s right, some stores will accept coupons straight off your smartphone screen, saving you the time and money it takes to clip or print your coupons. Learn all about how mobile coupons work and who accepts them here!

So, if you have a smartphone and haven’t started using it to save money yet, then now is the time to start. Your smartphone is an invaluable, unstoppable money saving machine!

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.