Saving for the Holidays - Swagbucks and Surveys
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Saving for the Holidays – Swagbucks and Surveys

Posted on Wednesday, October 2nd, 2013 at 8:00 am
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Holiday SavingsAs much as we dread prepping for the holiday season it’s always best to get started earlier rather than later. When we say “getting started earlier” we also mean saving up for those big holiday expenses. Gift giving can get pricey and sometimes it’s hard to stay within your budget. To make sure you don’t overspend and you have enough to go around will be doing a month-long series on easy and manageable things you can do to help save up for the upcoming holiday season.

Swagbucks   ( 

Yep, that’s right, saving up for your holiday expenses can be as easy as surfing the web and playing games. Swagbucks is reliable and a big name in the online rewards industry. When you sign up or Swagbucks the goal is to earn gift cards by completing certain activities online. This can mean watching videos, playing games, using coupons, or simply searching the web. One of the most important things to keep in mind, which depends on the amount of free time you have, is that it takes time to accumulate Swagbucks (aka the currency earned by completing activities which is used to purchase gift cards). Because it takes time to accumulate the amount of Swagbucks to purchase a gift card with a reasonable amount it’s best that you start earlier rather than later. And if you’re wondering what types of gift cards are available there is no need to worry. Denominations vary from $5 and up and are valid at stores like Target, Gap, Walmart, iTunes, and many more!

So, have we convinced you to sign up for Swagbucks? Create your account here


Another great way to earn some extra cash for the holiday season is by taking surveys!  Believe it or not, you can get paid to answer questions about your lifestyle and habits. Some of you might be saying this is too good to be true, and in some cases it is. There are plenty of survey sites that say they will pay you to take surveys, but you should be wary because some of these sites are scams. To help you discern which sites are legit we’ve listed our 3 favorites.Keep in mind that checks from these sites can be sent out weeks after you’ve completed your surveys so it’s a good idea to get started now.

1. Survey Savvy ( 

 Survey Savvy is not only popular, but it has a great payout rate and a useful referral program. You can get paid up to $20 per survey completed, you’ll receive $2 for each survey that is completed by one of your referrals, and you’ll get $1 for surveys done by an indirect referral.

2. SurveySpot ( 

SurveySpot has a decent payout rate ($5-$15+ per survey completed), but it also has a handy email alert feature which is invaluable. Once you sign up SurveySpot will email you when there is a survey available for you to complete.

3. American Consumer Opinion Panel ( 

The American Consumer Opinion Panel is a popular survey site that pays all the way up to $25 per completed survey.

If you’ve tried Swagbucks or any of these survey sites let us know how you like them and what you’ve done with the extra cash you’ve earned!



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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.