Organizing Bonus Cards
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Organizing Bonus Cards

Posted on Thursday, February 25th, 2010 at 6:28 am
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Bonus, reward or store loyalty cards can be great. They allow you to get discounts and sale prices at your favorite store and they allow you to get rebates and register rewards. They only problem is that every darn store seems to have a bonus, reward or loyalty card.

Why is this a problem? Well, I for one was having a lot of trouble keeping track of all of these cards. First I tried loading up my wallet with every card I got until it looked like some overfed and groaning animal, stretching the leather of my wallet and making it impossible to close. Then I tried to convenient key chain cards, but they too were crowding things. Plus, I couldn’t remember if a card was in my wallet or on my keychain.

Another problem was keeping track of who had the keychain with the bonus cards on it. For example, if I ran to the pharmacy but left that particular set of keys with my husband, well then I was out of luck and out of bonus cards.

But ah-ha! Necessity is the mother of invention, right? I have a solution that seems to work well for me. I simply made sure that all of our bonus cards came in the keychain form. Then I purchased a new, virgin, keychain just for the bonus cards. To make finding them easier, I placed a small bead in between the cards on the keychain and even color coded the beads: green for groceries, red for the pharmacy, etc.

All of the bonus cards are in one place. I usually keep them in my purse, but you can also keep them with your reusable shopping bags, or anywhere that is convenient.

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.