How to Save Money on Medicine
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How to Save Money on Medicine

Posted on Monday, March 1st, 2010 at 10:25 pm
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Medicine is getting expensive these days, whether it is over the counter medicine or prescriptions. Most people grumble but pay whatever price they are told. However, you can save money on your current medicines. Here are some ways to save.

Look for coupons

Believe it or not, some prescription drug companies offer coupons that can be used on your prescriptions. The makers of Nasonex is one of them. (Click here for $15 off). https://www.nasonex.com.

There are also coupons for over the counter medicines as well. Just use your search engine and plug in the name of the medicine and the word “coupon” to find these offer, or check out the forums.

Look for online coupon codes and deals

In addition to coupons, you can find online coupon codes and deal, especially for use with over the counter medications. For example, Drugstore.com is offering $5 off of a $30 offer or $10 off a $50 offer through this link.

Use the Walmart $4 deal

Walmart offers a prescription program that features $4 prescriptions. They also offer some 90-supply medications at $10. Check out the list. If your medicine isn’t listed, your doctor may be willing to switch your brand to one that is on the list. You can learn more about the program here. http://www.walmart.com/cp/4-Prescriptions-Program/546834

Buy it pre-tax

Many employees offer a way to use pre-tax dollars to pay for medication. Basically, you designate a dollar amount that you will use for the year. That amount comes out of your pay before taxes. You are usually given a card that can be used just like a credit card to pay for your medication. The catch is that if you don’t use up all of the money by the end of the year you lose it. But it is easy to use up the money, especially when you consider that everything from over the counter pain killers to band aids are allowed to be purchased with the plan.

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.