How to Save Money on Christmas 2020
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How to Save Money on Christmas 2020

Posted on Tuesday, October 13th, 2020 at 7:00 am
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October is often the month when people start trying to figure what their budget looks like for Christmas. This can be difficult for those who were unable to put away money this year due to unexpected difficulties related to COVID-19. Fortunately, there are things you can do to save money on Christmas 2020.

Avoid traveling. Christmas is a time when people want to be with their family – including those who live far away. It simply isn’t safe to do that in 2020 because of COVID-19, especially if you have family who are at high risk of catching the virus. Instead of traveling, consider “visiting” your relatives through Skype or Zoom. Doing so won’t cost as much as booking a flight and a hotel room!

Shop locally. The post office and all the companies that do shipping will be overloaded in the weeks before Christmas. Families who are used to ordering gifts online, and having them arrive before Christmas, cannot rely on it this year. For best results, shop locally. Choose small businesses that could really use some help. You may be required to wear a mask when inside the store.

Make use of the plastic Christmas tree that is in your garage or shed. You have already paid for it, so it won’t cost you anything to re-use it. Most of the ornaments and decorations will probably still be in good shape. Take the time to check on strings of lights to make sure they still work. Do some price checking before choosing the store that you will buy new Christmas lights from.

Use up last year’s wrapping paper before buying more. It is very easy to forget that you stored away some rolls of Christmas wrap when you were taking down the tree after the holiday was over. Another option is to cut apart brown paper bags and use them as gift wrap. You can decorate the bags with paint or marker first, and let them dry, if you want a holiday design.

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.