How to Save Money on Car Repairs
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How to Save Money on Car Repairs

Posted on Wednesday, September 5th, 2018 at 7:00 am
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Nobody enjoys getting stuck with a huge car repair bill. It can be hard to fit unexpected expenses into your budget. Fortunately, there are ways to save money on car repairs.

Keep Up with Maintenance

AAA recommends drivers do regular maintenance on their cars. Doing so can extend the life of the components in the car. Simple repairs like getting the oil changed can help keep the car running smoothly. Cleaning your wiper blades can help keep debris from scratching the windshield.

Regular maintenance can help drivers identify problems while they are still small. It is going to be less expensive to take care of a little problem than a big one. In other words, regular maintenance is preventative care for your car.

Buy Parts Online

Market Watch says drivers should buy parts online rather than allowing the dealership to buy them. Some dealerships will markup the price on the auto parts that your car needs repaired. Consumers who know what to look for might be able to buy the same part for less money by purchasing it online.

Set Aside Money for Repairs

The Nest suggests that drivers create a car maintenance fund. Start setting aside money so that it will be ready to pay for maintenance and repairs. The Nest recommends that drivers put maintenance funds into a savings account and avoid borrowing from them.

Setting aside money for repairs can prevent expensive problems. It enables drivers to avoid having to use their credit cards to pay for the repair, and prevents the worry of being able to pay it down. It also means the driver will not need to take out a loan.

Ask Questions

State Farm emphasizes that drivers should ask the mechanic for a copy of the estimate. Make sure the estimate is signed and includes all parts and labor totals. It is a good idea to go line by line with the mechanic and have them explain it.

Find out if the repairs on the estimate are recommended or if they are essential. Repairs that are not essential could potentially wait until later. Knocking those off the estimate can save you money.

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.