How to Save Money in 2011!
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How to Save Money in 2011!

Posted on Saturday, January 1st, 2011 at 9:45 am
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Ring in the new year with savings. You can resolve to spend less this year and save more. It is very possible when you know how.

First, establish a goal. What do you want to accomplish with your money this year? Do you want to buy a home with cash, establish a college fund, tithe more or go on vacation without going into debt? Maybe you want to become a stay at home parent, change careers or add to your family. Affording these things is very possible if you break everything down into little steps over the year and consistently work toward your goals.

The bottom line is to spend less of your money. While that sounds simple, we all know how difficult, or at least complicated, saving can get. Still many families save quite successfully even on small incomes. They have an advantage though; they’ve already learned how to use their available resources to stretch their money. You can learn this too.

Here are my best tips for keeping more for your money this year. Check back often for new tips and strategies.

Having Fun on a Budget

Whoa does my family need to get out. You know that you have been indoors too long when a family trip to IKEA feels like a trip to an amusement park. With everything that has been going on at home and with the weather, our fun meter hasn’t been exactly pointing to full.

Read More Here

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Shopping Off Season with a List

Shop Smart for the Best Prices

Shop Smart for the Best Prices

One of the great secrets of saving money
is to take advantage of the deals as they happen. Sure, you may not be thinking of home improvement in the middle of winter, back to school in the spring, or holiday shopping in August, but don’t let that prevent you from getting the deals.

Read More Here!

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Five Appliances that Can Save You Money on Your Food Bill

Sometimes a little investment can go a long way to save you money. This is especially true when it comes to food. Groceries can take a big chunk of the budget each month. I have found the following small appliances very helpful when it comes to cutting down our food bill.

Read More Here!

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.