How to Get Tested for COVID-19 for Free
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How to Get Tested for COVID-19 for Free

Posted on Tuesday, July 7th, 2020 at 10:39 pm
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People who think they may have been exposed to COVID-19 might hesitate to get tested for it. What does it cost? Will your insurance cover the test? Here are some ways to get tested for COVID-19 for free.

CVS Health will offer self-swab COVID-19 tests to individuals meeting the Centers for Disease Control and Prevention (CDC) criteria. Patients will need to schedule tests online, and they will get tested in CVS parking lots or drive-thru windows. CVS will not do testing inside the stores. It appears this means that CVS will only test people who are sitting in the CVS parking lot inside a vehicle.

Walgreens is offering free drive-thru nasal swap testing for COVID-19. People will need to schedule test online and must be inside a vehicle in order to get tested. Walgreens does not to COVID-19 testing inside their stores.

In May, Los Angeles Mayor Eric Garcetti announced that Los Angeles would be the first big city in America to offer wide-scale, free COVID-19 testing to all residents, whether they are experiencing symptoms of the virus or not. To get tested for free in LA, a person must use an online portal to schedule a test.

New Jersey is offering free COVID-19 testing to anyone who wants a test. You don’t need to have health insurance in order to get tested. There are 250+ sites that will do free testing.

The Families First Coronavirus Response Act requires all Medicaid, Medicare, and other government health insurance plans to cover COVID-19 testing for free. Some private health insurance plans will as well. People with no health insurance coverage should also be able to get tested for free.

Be aware that there are some “loopholes” to worry about. You could end up getting charged a lot of money for the test if you went to a doctor or hospital that your insurance company does not consider to be part of their network.

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.