Frugal Resolutions for the New Year
Posted on Wednesday, December 4th, 2019 at 1:27 am
This year, make your New Year’s Resolution to live more frugally in the months ahead. Doing so will likely require you to make some changes about how you spend your money. It may seem hard at first, but the result will change your views about spending.
Start Using Coupons
Coupons are an excellent way to save some money on groceries. You can find coupons in the advertisements that are sent to your mailbox. You can get a loyalty card from your favorite grocery store and have access to special deals, discounts, and sales. Check the website of the brands that your family enjoys. That brand may offer coupons to those who sign up for email.
Make a Budget
One way to get a good idea of where your money is going is to make a budget. Write down every bill that you need to pay on a monthly basis. This can include rent, mortgage, utilities, internet access, phone data charges, bills that are not covered by your health insurance, and more. Keeping track of the amount you owe, and comparing it to the amount you make, will make it very clear if you need to make some changes.
Consider buying clothing and household items from local thrift stores. The price will be much less expensive than if you bought the same things from big box stores. Dollar stores are another good place to shop, especially ones that also sell food. When the weather gets warmer, it is time to check out the local garage sales.
Find some Frugal Friends
It can be hard to stick to a budget if all of your friends have a tendency to spend lots of money every weekend. You may have more success if you find some frugal friends who you can hang out with. Frugal friends will be interested in inexpensive entertainment options.