Easy Holiday Returns
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Easy Holiday Returns

Posted on Wednesday, December 1st, 2010 at 2:01 pm
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Chances are, something that you purchase now for the holidays may have to be returned later. Here are some things that you can do right now in order to make your returns easy later.

Organize Your Receipts

If you are like I used to be, you probably have a miscellaneous collection of receipt in your purse or wallet, a few more on a table or in a drawers, and still more in the original shopping bags. Having your receipts organized as you do your shopping will really help you later.

Take along a plain envelope with you when you shop. Date it for that day. During check out, ask for the receipt and place it in the envelope. When you get home, you can further label the envelope (gift for Jane, Christmas lights, etc). Place the envelope in a designated spot such as a file folder or specific drawer that is only for receipts.

Gift Receipts/Duplicate Receipts

To give yourself a little extra insurance with returns by asking for gift receipts for each purchase, even if you don’t think you will need them. You can place these gift receipts all together in a place that is separate from your regular receipts. This way if you happen to lose the regular receipt, you will still have a back up. Most stores will also offer a duplicate receipt upon request.

Credit Card Shopping

Sometimes despite your best intentions with organization, you just can’t find the receipt to do a return. If you pay by credit card, many stores will be able to look up the transaction anyway. To avoid trying to remember which card you used, make it a habit to use the same credit card for gifts each time.

You can also divide your purchases even further, such as all electronics on a separate card.

Don’t Forget Price Adjustments

Another reason to keep good track of your receipt is the fact that most stores will do a price adjustment, if the item you purchased goes on sale within a week or two. Some stores even offer a 30 day price adjustment.

Online Returns

Many online stores make it easy to return purchases, either by including return postage in the package or by allowing you to return the purchase to their retail store. Take a moment to review the return policies of online stores so you won’t be sorry later.

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.