Cyber Monday Safety Tips
Posted on Monday, November 18th, 2013 at 8:00 am
Trying to avoid being trampled by a mad rush of shoppers at your favorite store on Black Friday? If so Cyber Monday may be the best alternative for you. Nothing says less stress like shopping from the comfort of your own home in your favorite pajamas and slippers! Cyber Monday, the Monday after Thanksgiving, has exceptional deals and bargains that are exclusively sold online. Even though you may be tempted to snap up every advertised low-priced deal you’ll want to follow a few tips to ensure your financial security. Here is our best advice:
1. Shop at Secure Sites
Shopping at a secure site means you’re shopping on a site that has a trusted and safe backened system plus a SSL encryption. A SSL encryption, or a secure sockets layer encryption, is a form of security technology that provides an encrypted link between a browser and a web server. This means the data passed between the two (such as your credit card number) remains private. You’ll know a site has a SSL encryption if you look at the URL of the site and it says “HTTPS” and if the address bar has a small padlock icon.
2. Use Different Passwords
Using different passwords for different sites may seem basic, but it is an integral part of maintaining security. We know it’s tough to keep track of unique passwords for all the sites you shop at, but it’s one of the easiest things you can do to keep yourself safe. The best passwords include a combination of upper and lowercase letters in addition to numbers and/or symbols. Try to stay away from traditional passwords such as your street name, a pet’s name, birth dates, or anything similar.
3. Keep Your Software Updated
Anti-virus software is essential in protecting your computer everyday, so you can imagine how important it is when you’re doing some serious online shopping. Keep your antivirus updated and running to maximize your safety. If your computer doesn’t have any antivirus software you need to change that immediately. For some guidance check out PC Magazine’s post “The Best Free Antivirus for 2013“.
4. Check Your Statements Regularly
Checking your bank statements for fraudulent charges may be something you already do, but during the holiday season you’ll want to do it more regularly. Examining your statements online can be a big help in making sure fraudulent charges aren’t posted to your account.
5. Password Protect Your WiFi
This tip is pretty basic. Make sure you’re shopping on a privatized WiFi connection to mitigate any risk when you’re online shopping. If you’re using a network at home make sure the password is complex and has a mixture of upper and lowercase letters plus numbers/symbols.