4 Tips to Help You Save for a Baby
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4 Tips to Help You Save for a Baby

Posted on Wednesday, September 26th, 2012 at 10:58 am
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A new baby can be expensive! Use these tips to help you save on the items that your new baby will need.Babies are delightful!  A couple that is happily expecting a new baby has a lot to celebrate.  Unfortunately, they also have quite a few expenses to deal with.  The best tip I have ever heard about this is to start right away.  Take some baby steps, a little at a time, to save on the items that your new baby will need.

Re-use what you have.

If this is your second, or third, child, then you might already have many of the items that your new baby will need.  Baby bathtubs and high chairs tend to be sturdy enough to be used for more than one sibling.  They are also easy to clean and disinfect.  The crib and changing table that your first child used may be in good enough condition for your new baby to safely use it.  Some of my friends moved a comfortable rocking chair from the living room to the new baby’s room, instead of buying a new one.

Start stocking up.

Diapers don’t have an expiration date.  Now is the time to start buying a few packages of diapers in a newborn size, months before your baby will be born.  You might be able to get a better deal if you buy them in bulk from Sam’s Club.  This trick allows you to have plenty of diapers on hand when your baby is born and to save money on the diapers.

Visit garage sales

Baby clothing is one of the most common things to be found at a garage sale.  People tend to hold on to good, quality, items for a while, until they are done having children.  You can pick up some gently used baby clothing for a fraction of what it would cost if you bought the same items from a department store.  Gather a little at a time, as your budget allows.  Run it through the wash when you have enough baby clothes to make a load of laundry.

Do some comparison shopping.

You found an absolutely wonderful set of baby furniture that you just have to have.  Start putting money away to pay for it.  In the meantime, shop around, and see if the same furniture is on sale somewhere else at a lower price.  Now is not the time for impulse shopping!  Wait to purchase it until after you have saved more than half of the cost.  That way, you can avoid putting an expensive charge on your credit card and getting stuck with interest payments.

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.