A Penny Saved...
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A Penny Saved…

Posted on Monday, October 24th, 2011 at 6:12 am
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As the saying goes, a penny saved is a penny earned. The point being, it is as useful to save money you already have as it is to earn more. Now, seeing how many people are utilizing coupons to save money these days, this saying seems more powerful than ever. So, I thought I’d dedicate a little time to talk about ways we can all save the money we have already earned. Here are a few of the ideas I came up with:

  • Keep a change bowl by the front door. Every day when you get home, empty the change from your pockets into the bowl. Consciously saving your change will add up. I’ve already saved around $20 in less than a month. I never realized how much money I was losing  by disregarding my change!
  • Speaking of change, shake up your grocery list once in a while to save money. You never know when you might be buying expensive groceries out of habit!
  • Take advantage of online bill pay. All those stamps and envelopes add up! Plus, paying your bills online is the green thing to do 😉
  • Use alternative transportation. I have a car, but lately I’ve been saving money by taking the bus or riding my bike when the weather is nice. The average cost of driving is somewhere around $0.50/mile (depending on vehicle type). If you do the math, you will probably find that public transportation is much more budget friendly. The idea of relying on public transportation worried me a little at first, but now that I’ve got the hang of it I really enjoy it. I use my time on the bus to clip coupons and organize my grocery shopping lists!
  • Shop around for deals and bargains. Don’t spend your hard-earned money unnecessarily! You can get almost everything you need for less by using coupons for groceries and household items, Craigslist and eBay for things such as books, furniture, clothes, and even cars, and taking a little extra time to check thrift stores, garage sales, and outlet stores. You can also save money with online swapping services, such as OutGrowingIn.
  • Reduce, Reuse, Recycle. I’m a strong believer that doing the right thing for the environment always pays off. Making a conscious effort to reduce you carbon footprint will usually lead to less spending.  A good place to start reducing and reusing is by taking your own reusable bags when you go shopping (some stores give you a discount for bringing your own bags) and using all your extra grocery bags as trash bags.
  • Shop in season. There is no need to spend extra money on out of season produce, not to mention you won’t get the same quality as when it is in season. Check our month by month guide to grocery sales to find out when your favorite produce is in season!
  • Follow our Facebook and “How to Save” blogs for tons more saving tips. Before you know it all those pennies will be turning into dollars!


I hope these tips and suggestions help you all save some of your hard-earned money. How do you save your money? Share your ideas with us in the comment space – we love to hear all of your wonderful money-saving ideas!

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.