15 Easy Ways to Save Money
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15 Easy Ways to Save Money

Posted on Wednesday, June 8th, 2011 at 10:12 am
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Saving money doesn't have to be hard. Try the following 15 easy ways to save money today!Saving money doesn’t have to be hard. Try the following 15 easy ways to save money today!

1. Cook at home as often as possible. Not only will this save you money you would spend eating out, but it is also healthier. It’s hard to know what ingredients you are consuming when you eat out.

2. Brew your own coffee. You can buy a pound of coffee for around $10. This will make about 30-32 eight ounce cups of coffee. In comparison, a small cup of coffee at Starbucks costs almost $2. Multiply this by thirty and you’ve spent $60 on the same amount of coffee. That’s a huge price difference!

3. Create a grocery budget. This will help you to stay on track and save money while cooking at home.

4. Reuse and recycle. Think of creative ways to reuse old items around your house. Or, turn your recyclable items in for cash at your local recycle station.

5. Buy generic store brands instead of their pricey name brand counterparts. In many cases, the generic equivalent of a name brand product includes the same (or very similar) ingredients and works just as well.

6. Pay your bills on time to avoid late fees. Many companies allow you to pay your bills on-line or set up automatic monthly payments. If you set up automatic payments, you’ll also want to make sure to keep your check book balanced so you don’t get any bank overdraft fees.

7. Avoid withdrawing money from ATM machines that charge a fee. Even if the fee is only a couple of dollars, this can really add up over time. Look for ATM machines that don’t charge fees, or when all else fails, you can withdraw for free from your own bank.

8. Consolidate your phone lines. In most areas, cell phones are reliable enough to count on as a main phone line. Save money by cutting any extra lines you don’t absolutely need.

9. Buy used when you can. You can find great deals at thrift stores and garage sales. I furnished my entire living room on a budget with used furniture from garage sales – never underestimate the power of a little paint! Pre-owned cars are another huge money saver.

10. Utilize a carpool and alternate transportation. It can save you money, especially when gas prices are up. Plus, you will put fewer miles and less wear and tear on your car, saving money in the long run.

11. Regulate power usage. Did you know that you can save money on your power bill by unplugging your electronics when they are not in use?

12. Cut back on cable TV. You can stream tons of movies and TV shows online for free through Hulu, or for only $7.99 a month through Netflix.

13. Sign up for exercise classes at a local community college instead of paying for a costly gym membership. Many community colleges offer an array of exercise classes including yoga, swimming, spin, and weight lifting. You can sign up for an entire semester for about the same price as one month at the gym (plus, there are no start-up fees).

14. Pack your own lunches. Eating out with colleagues is fun once in a while, but buying lunch every day can really add up.

15. Remember to keep using your printable coupons and coupon codes. Couponing really can save you lots of money – check out some of our great success stories!

What methods do you use for saving money? Share with us in the comments below!


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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.