4 Simple Tricks to Help You Save Money
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4 Simple Tricks to Help You Save Money

Posted on Tuesday, July 29th, 2014 at 7:00 am
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Here are a few simple tricks to save money that you can start doing right now! They are small changes that most people don't think about doing.We all want to save money! Typically, the advice about how to save money includes suggestions that don’t apply to everyone. People are told to cut down or cut out things when they have already done so. Try some of these simple tricks that will help you save money without feeling deprived.

4 Simple Ways to Save Money

Pack a Lunch
It can seem easier to stop by a fast food place on your lunch break than to take the time to pack a lunch for yourself. Some feel that they just don’t have time to pack a lunch before leaving for work. One way to avoid that problem is to pack your lunch the night before and put it in your refrigerator. Grab it and go to work!

Try and pack a lunch (instead of buying one) two or three times a week. You can save the money you would have spent on fast food. You also will be eating and using up the foods you already purchased on your last grocery shopping trip before they go bad.

Make a List
Speaking of grocery shopping…it is a good idea to make a list of the foods and household items that you need before you head out the door to do some grocery shopping. A list makes it easier to remember what it was you and your family need this week. It prevents a second shopping trip to pick up something you forgot.

A list also can help prevent you from “impulse shopping”. Stick to the items that you put on your list and ignore the rest. It also is very important that you do not go grocery shopping while you are hungry. Suddenly, everything looks like something you need – right now!

Meatless Mondays
Meat is one of the most expensive foods that people buy at the grocery store. One way to save money is to start doing “Meatless Mondays”. You don’t have to go completely vegetarian or vegan for the rest of the week. The idea is to make recipes that do not include meat for two meals a week (preferably on the same day). You might find that vegetarian food options are less expensive than the recipes that include meat.

Try a Trade In
Have your kids finished a video game – and then lost interest in it? Do they have books on their shelves that they have outgrown? Consider taking those used items to a store that gives you credit for the items that you bring in for trade. You could end up saving at least a couple of dollars on the next book or video game that your kids want.

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.