Coupons: Staying Motivated
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Coupons: Staying Motivated

Posted on Wednesday, July 15th, 2009 at 5:43 pm
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I have to admit that there are just some days when I don’t feel like cutting coupons, checking out the sales and so on. Usually these are the days when the milk got spilled, the cat got out, and the breakfast got burnt. But using coupons can really make a difference in the budget, so I tried to stay motivated to do the work and reap the rewards. Here are strategies for staying motivated when it comes to using coupons.

Make it a job

It takes most people anywhere from twenty minutes to one hour to get all of the coupons figured out. With the help of the Internet, that time is generally cut down quite a bit. Let us be really conservative though. We’ll say that it takes 30 minutes to organize enough coupons to save a mere $40 on your grocery bill. If you consider that time as a job, well then you just made yourself $80 an hour!

Consider it cash

Think of your coupons as cash, and I bet your motivation level for clipping coupons will go up. If you saw a dollar bill in a magazine or in your newspaper, would you cut it out? Using coupons on products that you buy anyway is just like found money.

Keep track

Look at your grocery receipt. Many grocery stores will tally your savings for you. My store lists two columns, one for just coupon savings and one for total savings (coupons plus the bonus store card). I can enter these totals in a spreadsheet and consider them as income. Clipping coupons can earn you thousands of dollars a year.

How do you keep motivated when it comes to using coupons?

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Good Tip: Saving money is important – especially if you have a lot of expenses like bills to pay, loans to pay off, and all the other things that drain your bank account. Figuring out a way to save money can feel tedious to some, and like a punishment to others. U.S. News suggests that you try one of these money saving challenges. The “No Eating Out for a Month” Challenge This one is self-explanatory. The goal is to avoid eating out for an entire month. This might be super easy for people who enjoy making meals at home. People who really enjoy dining out, or ordering food to be sent to their home, may struggle with this one. It’s worth a try because spending money on take-out is more expensive than buying groceries. The Pantry Challenge This one is a variation of the “No Eating Out for a Month” challenge. The goal is to use up all of your groceries before you buy more. It forces you to try and remember why you bought a food or beverage that you don’t know what to do with, and gives you the opportunity to find a way to use it. The one exemption to this challenge is the foods that have expired. Don’t eat them! Throw them in the trash. The “No Spend” Challenge Make a goal to avoid spending money during an entire weekend. The only exemption in this challenge is that you are allowed to pay bills. This challenge is interesting because it requires creativity. You must be creative and find workarounds for problems that you would typically solve by spending money. You may have a different outlook on spending after finishing this challenge.