Posted on Thursday, March 19th, 2009 at 5:36 pm
I am a big CVS fan, as most of you know – I am in there several times a week, working the Extra Care Buck deals. Lately, I had a bit of a wake up call on the cost of medicines. I LOVE my local CVS pharmacy, and they accept my insurance and work well with my doctor. But times being what they are, I do look for ways to save money.
I have type II diabetes, and I’m about a generation short of qualifying for medicare – and thankfully, we are insured and don’t qualify for medicaid. I control my diabetes with oral medications.
When you add up the co payments every month for three medications, AND the test strips for those free meters, it really packs a wallop. So I work with my doctor and insurance company to find the “preferred” drugs on my health insurance company’s list for diabetes that will require a lower co pay. Unfortunately, I can’t change all my medications, but I changed one so that now the co pay is cut in half, and another is a generic. You have to watch them.
Prescriptions are highly regulated, and so are incentives pharmacies offer to transfer them. You can’t get a coupon for medication or prescription medical supplies unless it is issued by the manufacturer. CVS will give you a $1 ECB credit for every two prescriptions filled, no matter how expensive or how cheap. They can’t match it with special offers and a percentage rebate like they do with non prescription items.
If you are motivated to fill your prescriptions by mail, Drugstore.com will give you a $30 credit on non prescription items for a new or transferred prescription – and they will give you two additional $10 credits with your next two refills. Shipping is free if you spend $99 or more on new or renewed prescriptions. (they have free shipping for $25 worth of non prescription purchases too) Drugstore.com also fills pet prescriptions, and offers manufacturer rebates on prescription drugs for the cost of your co pay or their rebate amount, whichever is less. Check all our deals for them here and save big on non prescription items and selected prescription medications and supplies.
The $30 Drugstore.com offer is not good in New Jersey for people under the age of 60.
Next week I’ll tell you my adventures with all those diabetes glucose meter promotions and other health care giveaways for supplies.