How to Coupon

Snap by Groupon Gives You Cash Back on Groceries

Posted on Thursday, November 5th, 2015 at 8:36 pm
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groceriesIt is wonderful when you find ways to save money on groceries. For many people, coupons are the way to go. Other people, however, would prefer not to have to bother with coupons at all. How can they save money on groceries? One option is to use Snap by Groupon. It gives you cash back on groceries.

Snap by Groupon is an app that goes on your phone. It is available at the App Store and on Google Play. Snap by Groupon, as you may have guessed, was created by Groupon. The purpose of Snap is to help shoppers everywhere get a great deal at the grocery store. The app allows consumers to say goodbye to paper coupons.

Snap by Groupon works differently from Groupon itself. It is specifically focused on everyday grocery purchases. That doesn’t mean you need to use the Snap by Groupon app every single day. Instead, it means that the grocery purchases that count are ones that you would typically purchase anyway, even if you were not using this app. It also means that there are new offers every day. You cannot log into Snap by Groupon via your Groupon account.

You can shop at any grocery store you like. The Snap by Groupon app is not tied to any specific store. The app enables you to earn cash back on the groceries that you buy – if you follow the directions on how to use the app itself.

First, you need to download Snap by Groupon onto your phone. Or, you can use the Snap by Groupon website if you prefer. It is possible that you will find it more convenient to use the app on your phone than to visit the website.

Either way, the next thing you should do is browse through the current offers that Snap by Groupon has. Do this before you shop for groceries. Find out what products are being promoted, and then select those brands when you do your grocery shopping. Products that are not prompted will not count.

The most important thing is to snap a photo of your receipt after you are finished shopping. One photo is sufficient to allow you to redeem multiple offers (that are all on that one receipt). Make sure that the photo you take of your receipt is clear and easily readable.

When you have earned $20 or more in cash back, it is time for you to request a payment. You can do that from your account page at Snap by Groupon. Let them know you want to “cash out”. Typically, payments are distributed within two weeks of the request (but it can sometimes take up to 60 days).

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Buy Groceries – Get Cash Back with Checkout 51

Posted on Tuesday, November 3rd, 2015 at 11:00 am
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grocery checkout, extreme couponingLike it or not, we all have to go grocery shopping eventually. Many people use coupons to help bring down the cost of their grocery bill. Wouldn’t it be great if you could do your grocery shopping and get cash back? You can do that with Checkout 51. It is a money saving grocery app.

Checkout 51 helps you to save money on the brands that you love. The company is based on Toronto, Canada, and was founded by three entrepreneurs. They also have a team of people who are working behind-the-scenes on the Checkout 51 app.

The Checkout 51 app is available for free at the App Store. It requires iOS 6.0 or later and is compatable with iPhone, iPad, and iPod touch. The app is also available at Google Play for Android users.

Every Thursday morning the Checkout 51 app updates with a brand new list of Cash Back offers. The first thing you should do is browse through that list. Doing so gives you a good idea of what products you can get cash back on. You may want to alter your grocery shopping list to include those brands.

You can buy the products on the Checkout 51 list of Cash Back offers from any store. It doesn’t matter which one you choose. You can use the app at your favorite grocery store if you want to. In other words, Checkout 51 is not tied to specific stores. This gives you complete freedom about where you want to shop.

Make sure that you hold on to your receipt after you check out. You will need that receipt in order to qualify for the cash back offer from Checkout 51. Use your phone to take a very clear and readable photo of your receipt. That receipt must be in either English or French. Send that photo of your receipt to Checkout 51.

When your receipt is processed, your account will be credited with Cash Back. You must accrue at least $20.00 before you can request a check. If you prefer, you can let your Cash Back credit accumulate beyond $20.00. It will be held in your Cash Back Credits balance until you request a check.

You check will be sent to you in the form of a physical check that is sent via regular mail from the Checkout 51 office in Toronto, Canada. Or, it could come from a payment intermediary. It is worth noting that you will be responsible for all taxes related to that reward.

Once you get started with Checkout 51, you are likely to want to continue using it. It is fairly easy to use, and you are going to have to go grocery shopping again anyway. Just make sure that you check the list of Cash Back offers every week and choose brands wisely.

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Super Coupon Woman Helps People in Need

Posted on Thursday, October 22nd, 2015 at 7:00 am
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Clipping CouponsIf extreme couponing had a superhero, it just might be Super Coupon Woman! She uses her powers of getting great deals to help out people who are in need. This is a “pay it forward” story that can use your help.

Tina Klein (also known as Super Coupon Woman) started the Super Coupon Woman Foundation after she and her family went through some hard times. When she was newly divorced, and her children were young, her family needed some financial assistance to get them the basic necessities of life.

To her surprise, random people from her community stepped up to help out. Some helped her pay an electric or water bill right before those resources were about to be shut off. She received food stamp assistance for a short while. Someone chose her children’s names of a tree and purchased gifts for them so they could have a better Christmas.

The Super Coupon Woman Foundation, which is a non-profit organization, was her way of “paying it forward” after she got back on her feet. In 2008, she gave couponing another try and learned how to be really effective at it. In 2010, she started challenges that couponers from around the world could participate in by donating to local food pantries.

Since 2009, Super Coupon Woman has been able to give back over $50,000 to the people in her community who were in need. She says this is thanks to the power of coupons. Her extreme couponing skills have helped her to help others.

You can help the Super Coupon Woman Foundation to help people who are in need. One way to do that is to participate in the $100,000 Coupon Challenge. The goal is for couponers across the United States to donate to their local food pantries.

If you want to help, the first thing you should do is “like” the Facebook page that is connected to the challenge. Post photos and include your totals of your donations throughout the year so your contribution can be added to the total. The Facebook page is also a good place to ask any questions you may have about the challenge.

Another way to participate is to make a donation to the Super Coupon Woman Foundation. No donation is too small. They are in need of sponsors, too. Do you have your own “pay it forward” story? You can share it on the Super Coupon Woman Foundation website.

Does the Super Coupon Woman Foundation inspire you? You can use that inspiration to start your own super couponing project. Challenge yourself to use coupons and donate foods to your local food pantries.

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Ibotta Saves You Money Without Coupons

Posted on Tuesday, October 20th, 2015 at 7:00 am
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ibottaIbotta is a mobile shopping app. It helps people save money without requiring them to use coupons. Instead, it functions like a rebate system. Ibotta recently obtained additional funding which should keep the app going for a while.

TechCrunch reported at the end of September, 2015, that Ibotta closed $40 million in Series C funding. Those funds will be used to scale its business. The funding round was led by Jim Clark, who is the founder of Silicon Graphics and Netscape (and an Ibotta board member).

The thing that makes Ibotta different from other coupon apps is that it doesn’t involve any coupons at all. Instead, it enables shoppers who use the Ibotta app to get cash back on certain purchases. Other apps might “pay” users in points that can be used to buy something worthwhile.

One way to use Ibotta is by submitting a receipt. Before you go shopping, unlock cash rewards on great products by completing simple tasks. Some of those tasks may include: “liking” a company on Facebook, watching a video, taking a poll, playing trivia, learning a fact about a company or product, or telling Ibotta how much you like a specific product.

Next, go shopping. Make sure you purchase the products that you have unlocked at a supported store. Check the Ibotta website for a list of supported stores. After your purchase, scan your product barcodes and submit a photo of your receipt to Ibotta. Within 48 hours, Ibotta will have the cash deposited to your Ibotta account.

Another way to use Ibotta is to choose one of their Preferred Partners and connect either your store loyalty card or your phone number to Ibotta. As before, you need to do tasks to unlock products before you shop. After that, use your loyalty card or phone number at check out. Ibotta will put the cash into your Ibotta account within 48 hours.

In addition, you can use Ibotta to get cash back when you shop online. You might receive Ibotta promo codes or bonuses that will help save you money on your purchases. According to the Ibotta website, you can give your friends $1, and yourself $2, every time a friend joins Ibotta with your referral code. (That friend has to redeem a rebate within two weeks).

Overall, Ibotta might be a good thing for people who love to shop, and who have a lot of friends who also love to shop. It’s great for people who don’t like using coupons and who want to earn cash back from using Ibotta. It might not be an ideal app for people who prefer coupons or who don’t want to try and convince their friends to use the Ibotta app. Some people might find the tasks Ibotta requires to be tedious.

Download it HERE!

 

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Coupon Myths – Debunked!

Posted on Thursday, October 15th, 2015 at 7:33 pm
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stackingcouponsHow much do you know about coupons? Can you tell the difference between a coupon myth and factual information about coupons? Here are several coupon myths that have been debunked. Did any of them surprise you?

There aren’t any coupons for fresh foods.
This coupon myth may have been true in the past. Today, you can actually find coupons for fresh eggs, potatoes, corn, bananas, and much more! Saving Star did a weekly Healthy Offer coupon for fresh produce. Some grocery stores are starting to do this, too.

You can always trust the coupons you find online.
This coupon myth is one that could get you into a lot of trouble. Beware of coupons that sound too good to be true! They typically are fake coupons. The store won’t accept them and you could get in charged with coupon fraud for trying to use them. Never print out a coupon that doesn’t have a bar code. That’s a big clue that the coupon is fraudulent.

Only poor people use coupons.
While it is true that some people who are poor do use coupons, it isn’t true that they are the only group who uses coupons. Couponing is popular because everyone likes to get a good deal and to save some money.

There is no longer a stigma for using a coupon. Instead, people who use a lot of coupons just might get complemented for doing so. People are amazed by extreme couponers. Today, everyone uses coupons, no matter what their income happens to be.

Clipping coupons is too time consuming.
This myth is one that prevents a lot of people from trying to use coupons. They think it will take too long to find the coupons, to clip them, and to organize them. This might have been true back when the only way to find coupons was to clip them out of the newspaper.

Today, stores are using mobile coupons. Get the loyalty card for the grocery store you shop at the most. It only takes a few minutes to add digital coupons to it right before you go shopping. Those digital coupons automatically get used when you check out. It hardly takes any time at all to “clip” coupons now!

There aren’t any coupons for brand I like.
This is another myth that stops people from using coupons. They simply don’t know where to find coupons for their favorite brands. One easy way is to sign up for the brand’s email newsletter. Not every newsletter will contain a coupon, but some of them will. You can also try looking at your favorite brand’s Facebook page for coupons.

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Bed Bath & Beyond has a Coupon Problem

Posted on Tuesday, October 13th, 2015 at 10:16 pm
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Bed Bath and Beyond LogoHow many times have you gotten a big, blue and white, coupon from Bed Bath & Beyond in the mail? You’ve probably lost track of how many of those coupons you’ve received over the years. It turns out that the popularity of that coupon is actually causing problems for Bed Bath and Beyond.

Bed Bath & Beyond sends 20 percent off coupons in the mail to countless consumers. It gives people 20 percent off one item – any one item that the customer wants to use the coupon on. This type of coupon is helpful to consumers who need to buy a replacement frying pan, or a new coffeemaker, and want to be able to stay within their budget.

Stores give out coupons like these because they want to attract customers. People come in to use the nifty 20 percent off one item coupon. The store is hoping that the consumer will continue to shop after picking up the one item they want to use the coupon on.

Often, these type of coupons end up encouraging consumers to overspend. They come in for the item connected to the coupon so they can get it for a lower price. As they walk through the store in search of that item, they find more stuff that they decide to purchase in addition to the thing they came in to get.

It turns out that the coupon from Bed Bath & Beyond, that frequently appears in so many people’s mailboxes, is causing problems for the store. There are people today who wait until they have the coupon before they head out to the store to do some shopping. Consumers see that coupon as a “given” and not as a “treat”. It’s no longer special – it is expected.

The Washington Post reports that Bed Bath & Beyond has seen its profit margins “squeezed” as a result of having more and more customers relying on the coupon.

In an article that was posted on September 30, 2015, the Washington Post wrote: “In the most recent quarter, Bed Bath & Beyond reported that its revenue rose 1.7 percent, to $3 billion, but profit fell 10 percent, to $202 million.” Bed Bath & Beyond blames that decrease in revenue on “an order of magnitude increase” in expenses related to coupons.

Do you have a Bed Bath & Beyond coupon that you are planning on using? It might be a good idea to check the store’s coupon policy before you go out the door. Or, call the store and make sure they are still honoring the 20 percent off coupons that they send in the mail.

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Reasons Why Couponing Will Always Be Popular

Posted on Thursday, October 8th, 2015 at 7:00 am
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Fake Coupons with US CoinsExtreme couponing might be waining in popularity, but the use of coupons will always be popular. This is great for people who use coupons to stretch their budget a little bit farther when times are tough. No matter what else happens, coupons will always be there for you!

There are plenty of reasons why coupons will always be popular. There are obviously great for consumers. In addition, coupons also help the companies that sell products.

Coupons Create Customers
A company that makes yogurt creates a new flavor. They want people who already buy the yogurt to try the new flavor. They also hope that the new flavor will attract additional customers.

To get people to try the newly introduced flavor, the company will send out a coupon that makes the new flavor less expensive than the previously existing flavors. The company hopes that some of the people who used the coupon will continue to buy that product even when they don’t have a coupon.

Coupons Save Money
There are plenty of people who won’t buy a particular product until it goes on sale or until they have a coupon for it. People sign up for grocery store loyalty cards so that they can access the digital coupons that can be loaded onto the card. There are a lot of people who use frequently use coupons and who would be very upset if companies stopped offering them.

Coupons are Mobile
More and more coupons are becoming available through a person’s smart phone (or other mobile device). Coupons are going mobile because the companies who make the coupons want to attract customers who are in their teens and twenties. It might be an attempt to establish “brand loyalty” with the younger consumers, in the hopes that they will become life-long purchasers of a particular brand.

Obviously, once a company has started issuing mobile coupons, people will expect to see more mobile coupons from that company. If the company stops issuing them, they risk losing sales. People who use their phones way more often than their home computers aren’t likely to seek out coupons via a website.

Coupons are Popping Up
We all hate the advertisements that appear in the way of the article we wanted to read on a website. Coupon pop-ups are somewhat different than that. Sometimes, a person will fill up an online cart and then choose not to make the purchase after all. They start to close the browser.

Just then, a coupon pop-up will appear. It might offer free shipping, or a percentage off the total purchase, or something else. The coupon pop-up is an attempt to salvage what might have been a lost sale.

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Could Kmart’s Layaway Make You Overspend?

Posted on Tuesday, October 6th, 2015 at 7:00 am
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KMART logoIt is only October, but Kmart already has commercials advertising their layaway. The commercials show Santa shopping at Kmart behind a woman in a Kmart shirt who is talking about their layaway program. It can be convenient to put things on layaway, just make sure that you don’t end up overspending.

Kmart layaway is not something new. The store has offered it for a very long time. The key thing to keep in mind with layaway is that it could trick you into spending more than you intended to. If you are paying attention, you can avoid that trap.

The Kmart layaway is easy to use. It allows customers to put items on hold – for a fee. Many people use it to reserve things that they want to buy as gifts for other people, but cannot afford to purchase all at once.

Bring the items you want to the layaway. Pay a $10 down payment. You will have to make a payment on those items every two weeks. You can have the items held for 8 weeks or for 12 weeks.

If you put items on hold for 8 weeks, you will have to pay a service fee of $5. If you choose to cancel your layaway you will be charged a cancellation fee of $10. Or, you can have the items held for 12 weeks. That option comes with a $10 service fee. If you cancel a 12 week layaway, you will be charged a $20 cancellation fee.

In other words, layaway is not free. You will need to spend either a total of $15 (for an 8 week hold) or $20 (for a 12 week hold). An 8 week hold requires you to make 4 payments (one every two weeks). A 12 week hold requires you to make 6 payments (one every two weeks).

It can be easy to lose track of the total amount of money you are spending just to have those items stored in layaway. Make an effort to keep track of what you spend. This will help you determine if layaway is financially worth it to you.

Try and pay your layaway deposit, service fee, and payments in cash. If you use your credit card, and cannot pay off the entire balance on the next bill, you will end up with an interest charge. That makes your layaway more expensive.

Don’t cancel your layaway. You will end up receiving a refund of your payments – minus the service and cancellation fee. You’ve now spent money to put items on hold that you didn’t end up buying. That’s a waste of money!

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4 Frugal Ways to Decorate for Fall

Posted on Thursday, September 17th, 2015 at 5:30 pm
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Decorating your home for Fall doesn't have to cost a fortune!  Here are some tips to make your fall decorating more frugal.It’s time for the pumpkins, leaves, and fall floral decorations! Ready to decorate your home for Fall? You can do it without spending a lot of money. Frugal decorations can look just as lovely as the expensive versions. No one will be able to guess how much, or how little, you spent!

Start with what you have.
Before you make any purchases of fall decorations, it is a good idea to find out what you already have. Set aside some time to go through the garage, attack the attic, and search the storage shed for boxes of Fall decorations that you put away last year. It is easy to forget what was in those boxes.

Sometimes, decorations that have been stored away do not come out of storage very well. Dust everything off and check to see what is still usable. Throw away (or recycle) decorations that have been damaged beyond the point of use. Make a list of things you need to replace.

Check the dollar stores.
The dollar stores sell many of the same type of Fall decorations as the craft stores do. The difference is that things are frugally priced at the dollar stores, and may be quite expensive at the craft stores.

Dollar stores are great places to find plastic leaves and flowers that are in Fall colors. Will you be making a Fall wreath for your front door? You can’t beat the price of the plastic flowers and leaves that are at the dollar stores.

Search for the sales.
Before you head out to your favorite craft store, visit their website. Find out if they are currently having a sale on Fall decorations. Look for printable coupons that can help you save money on the items that you purchase. Avoid buying decorations that you already have at home.

Compare the prices of the Fall decorations at the craft stores with the prices of the Fall decorations sold at department stores. Target, Kmart, Walmart, and other department stores carry seasonal items. Do a little digging and you can figure out which store has the best price on the decorations you want to buy.

Pick some plastic pumpkins.
There are plastic pumpkins, in a variety of sizes and colors, that look just like the real thing. No one will know that you decorated with plastic ones (unless they pick them up). Buy a few little ones, in different colors, to use as a centerpiece on your table. Put some large plastic pumpkins on your porch. The best thing about plastic pumpkins is that they are reusable. You won’t have to buy new ones next year!

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Tips for Using Online Coupons

Posted on Tuesday, September 15th, 2015 at 8:14 pm
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Want to get the most from online coupons?  Try these simple tips that will save you time and money.Want to get the most out of your online coupons? There are many things that you can do to become more efficient about using digital coupons. Make a habit of using these simple tips, and your couponing will be faster, easier, and more money saving.

Visit store websites
Did you know that many stores have digital coupons that are available on their website? Make sure to check out the store’s website before you go shopping. Target, Walmart, and almost every grocery store offers coupons to customers. Some of these coupons can be printed out, while others will be added to your store loyalty card automatically.

Get the loyalty card
Is there a grocery store that you frequently shop at? Sign up for their loyalty card. They will give you one for free. Once you have the loyalty card, you will automatically get access to lower prices on products all across the store. In addition, you can add coupons to the loyalty card through the store’s website.

Match coupons with sales
The best time to use a coupon is when you can match it with a sale or a store special. You could end up with a bigger discount than you would have gotten without the coupon. Make sure to read the fine print on the coupon before you shop. Find out if the coupon is one that you are allowed to use on sale items.

Consider a credit card
Some clothing stores will mail coupons to people who have the store’s credit card. Victoria’s Secret sends a few coupons every month (that expire by the end of the month). Use those coupons on sale items, and you will save a lot of money. They also send out a special coupon that can be used during the month of the customer’s birthday. This is just one example of a way to get more coupons from a store you frequently shop at.

There is something to keep in mind about using credit cards. Don’t spend more money than you can pay off on your next bill. Keep the balance at zero, and you can avoid paying a finance charge. The coupons you get for having the credit card won’t help if the finance charge is higher than the amount the coupons saved you.

Find a favorite coupon website
Some people spend a lot of time looking at dozens of coupon blogs. You can save time if you pick a favorite coupon blog and just look at that one. Choose one that offers printable coupons directly through their website. Print out the coupons you are planning to use right before you go shopping.

 

 

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