How to Coupon

Coupons Aren’t As Important As Quality of Life

Posted on Tuesday, May 10th, 2016 at 7:00 am
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Coupon are wonderful - until they start affecting your quality of life in a negative way.We love coupons because they are an easy way to save some money. There are situations, however, where using a coupon is not the best idea. In order to figure out the true value of a coupon, you have to take quality of life into account.

Extreme Couponing
The best thing about extreme couponing is that it can result in great savings. This doesn’t magically happen, though. It takes work! Some people truly enjoy the hours they spend collecting coupons and the effort they put into keeping their stockpile organized.

The trick is to avoid having extreme couponing negatively impact your family’s quality of life. Has your stockpile taken over the kitchen table? Do you spend more time with coupons and your stockpile than you do with your kids? If so, it is time to cut back on the couponing.

Shopping With Children
You have a coupon that will give you a dollar off on a certain brand of cereal. The store in the next town happens to have a sale on that brand of cereal. Combine those offers, and you could save money.

However, you are currently in your local grocery store with your children. The little one is starting to get fussy. The older one just out out of school and is anxious to go home and play. It’s not worth driving to another town, under these circumstances, to save a $1.00.

Don’t Forget the Cost of Gas
You’ve gone through all the sales papers and added digital coupons to your various store’s grocery cards. You made a grocery list that notes which store has the very best price on the items you need. Your plan could result in a significant savings on your grocery bill.

All the driving around, from store to store, is going to burn more gas than if you simply picked one store to do all of your grocery shopping at. The savings you got as a result of meticulous planning could be completely nullified by the cost of the gas you burned.

Cheaper Isn’t Always Better
The name brand cereal, and the store’s brand of the same kind of cereal, probably contain the exact same ingredients. You can buy the less expensive store brand and get the same quality of product at a lower cost.

The cheap gardening gloves that you got from the dollar store, however, are not equivalent to the slightly more expensive ones from the hardware store. Buying the better quality gloves will cost less over time because you won’t have to replace them very often.

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Target’s Cartwheel App Adds More Coupons

Posted on Thursday, May 5th, 2016 at 7:00 am
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Are you using Target's Cartwheel app? If not, there is now one more really good reason to start. Target is adding more coupons to their Cartwheel app!Are you using Target’s Cartwheel app? If not, there is now one more really good reason to start. Target recently added something new to their savings app that will make couponers very happy. They made a change that actually gives you access to more coupons than ever before.

Cartwheel is Target’s savings app. It offers hundreds of coupons from across every category in the Target store. In other words, Cartwheel offers coupons for groceries as well as coupons for clothing, household items, and more.

The coupons on Cartwheel are digital. Those coupons typically give you a percentage off of a particular item. Some of those offers included Target’s own product lines (Archer Farms and up&up). Others were for products were not part of Target’s brands, but that were sold at Target.

Users can look at the offers in Cartwheel and choose the ones that they want to use. When they are done shopping, all they have to do is let the cashier scan the barcode on the Cartwheel app. Shoppers can also use coupons that they clipped from other sources (including the printable coupons from the Target website). Those who have Target’s REDcard can use it as well to stack up the savings.

The more you use the Cartwheel app, the more offers you will receive. You start with a few “spots” where offers will appear. Use the Cartwheel app more to unlock additional offer spots. Put all of this together, and the Cartwheel app becomes a good way for frequent Target shoppers to save money on their purchases.

In April of 2016, Target announced that they had begun testing a new kind of deal on the Cartwheel app. They started offering digital manufacturer coupons that offered a dollar amount discount (instead of a percentage discount). Each of those coupons is single-use, only. Now, you can clip “real” digital coupons inside the Cartwheel app.

To make this work, Target has partnered with Quotient (otherwise known as Coupons.com). They are a third-party provider of digital coupons. When Target first integrated manufacturer coupons into the Cartwheel app, there were about 40 of them offered. That number may change and the coupons offered could vary.

Target points out that iPhone users can click the “share” button to send their Cartwheel list into the Notes app. Target suggests that Android users press and hold the screen once they are in the Cartwheel app for a shortcut to the barcode widget.

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Kohl’s is Closing Underperforming Stores

Posted on Tuesday, May 3rd, 2016 at 7:00 am
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Kohl's is going to close several of its underperforming stores in June.  Is your local Kohl's on this list?You might want to use up your Kohl’s Cash sometime soon. Kohl’s is closing several of its stores that it considers to be underperforming. The original announcement was made by Kohl’s on February 15, 2016. Recently, Kohl’s posted a press release that included a list of the locations of Kohl’s stores that will be closing soon.

Kohl’s has come up with some new and innovative ways to drive sales. They plan to pilot seven new, smaller format, Kohl’s stores in various regions around the country. (The specific locations have not yet been released). They also want to add two additional Off/Aisle pilot stores in Wisconsin.

In addition, Kohl’s will open 12 Fila outlet stores. Again, the specific locations have not yet been released. These new Fila outlet stores will be Kohl’s first entry into the outlet space.

Here is a list of Kohl’s stores that will be closed as of June 19, 2016:

* Arcadia, CA – 7279 N. Rosemead Blvd., San Gabriel, California

* Cypress, CA – 10201 Valley View St., Cypress, California

* Ladera Ranch, CA – 27426 Antonio Parkway, Ladera Ranch, California

* Mira Mesa, CA – 8140 Mira Mesa Blvd., San Diego, California

* Rancho Cordova, CA – 11051 Olsen Drive, Rancho Cordova, California

* San Jose East, CA – 2323 McKee Road, San Jose, California

* Upland South, CA – 233 S. Mountain Ave., Upland, California

* West Hills, CA – 6651 N. Fallbrook Ave., West Hills, California

* Hialeah, FL – 700 W. 49th Thomasville Road, Tallahassee, Florida

* Northlake Mall, Georgia – 4820 Briarcliff Road, Atlanta, Georgia

* Saint Charles, IL – 3840 E. Main St., Saint Charles, Illinois

* Pineville, NC – 9579 S. Blvd., Charlotte, North Carolina

* Princeton, NJ – 200 Nassau Park Blvd., Princeton, N.J.

* Brown Deer WI – 9060 N. Green Bay Road, Brown Deer, Wisconsin.

* In addition, the Kohl’s in Lithonia, Georgia, located a 2929 Turner Hill Road, will close on November 1, 2016.

Kohl’s customers in the affected markets can continue to receive the same exceptional customer service, amazing prices and incredible savings at surrounding Kohl’s store locations, as well as on Kohl’s.com and the Kohl’s mobile app. Not sure where your nearest Kohl’s store is at? You can find out by checking the Kohl’s Store Locator.

Right now, Kohl’s is having a Mother’s Day Sale both on its website and in its physical store locations. The website has a promo code for $10 off a Mother’s Day gift purchase of $50 or more. That offer ends May 8, 2016.

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Whole Foods Revamped their Coupon App

Posted on Thursday, April 21st, 2016 at 7:00 am
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Whole Foods Revamped their Coupon App | FreeCoupons.comWhole Foods was once considered to be extremely expensive. The company has been working on their image and taking some steps to make things more affordable for their customers. Whole Foods has revamped their coupon app.

The Whole Foods Market app can be downloaded for free from either the App Store or Google Play. The app is focused on helping customers to get the most from shopping at Whole Foods. Use the app to find local store information, thousands of recipes, and to create your shopping list.

The update to the app added new, exclusive, digital coupons. The coupons can be used at a Whole Foods store (but not on their website). The coupons are regularly updated. People who use the app should frequently check the coupons it currently offers before putting together their shopping list.

These digital coupons are only available on the latest version of the Whole Foods Market app. (You can probably update the app if you aren’t using the most recent version). The coupons will be offered to consumers who use the app on iPhones (iOS 8.4.1 or later) or Android phones (Android 4.0.3 or later).

Some coupon apps allow users to pick and choose which coupons they want to use on their next shopping trip. There is no need to do this on the Whole Foods Market app. Everyone who uses the app is offered the exact same coupons as everyone else. It doesn’t matter which kind of phone you have or where in the United States you happen to live.

Whole Foods may be trying to catch up to it’s competitors by adding digital coupons to its app. Target has been offering coupons, and special deals, on its app for a long time. Kroger started offering digital coupons in 2010, and Safeway followed in 2012.

The digital coupons on the Whole Foods Market app are easy to use. Pick up the products that you have a coupon for. Show the cashier your smartphone with the in-app digital coupon bar code displayed. The cashier simply scans the barcode. All of the Whole Foods stores in the United States will accept the digital coupons that are on the Whole Foods Market app.

Just like regular paper coupons, the digital coupons on the Whole Foods Market app will have an expiration date. Use them before they expire. When one expires, it will no longer appear on the app. This ensures that all of the digital coupons you see are eligible for you to use.

Photo Credit: wholefoodsmarket.com

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Why Your Coupon from the Tuna Lawsuit Hasn’t Arrived

Posted on Tuesday, April 19th, 2016 at 7:00 am
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StarKist TunaTuna is a staple in many people’s homes. One can has enough food for two sandwiches. There are many other recipes that include tuna. A while ago, StarKist was involved in a settlement that would require it to send coupons to some consumers. There are reasons why you haven’t gotten your coupon yet.

There was a lawsuit called Hendricks v StarKist Co.. The claim was that StarKist was under-filling certain 5 ounce canned tuna products (and that doing so was in violation of state law). The two parties agreed to a proposed settlement.

The settlement offered two potential options to people who were part of the class action lawsuit. A person could choose to get $25 in cash or a $50 voucher for StarKist tuna.

Haven’t gotten yours yet? There are many reasons why. The first thing to be aware of is that the settlement is only for people who have purchased one or more of the StarKist products from February 9, 2009, through October 31, 2014. Those people needed to file a claim before November 20, 2015. If you didn’t file a claim before that day – you won’t be getting anything from the settlement.

The next thing to realize is that even though the two parties agreed to a settlement, that doesn’t mean they are “done”. A judge needs to approve the settlement. In February of 2016, a judge struck down the original proposed settlement over legal issues. Those issues have since been addressed, and a hearing for a final approval is set for April 21, 2016.

People who filed a claim will not receive anything from StarKist until after that hearing. If the judge does not approve the settlement, it will take even longer to receive your voucher or cash from the settlement. A class action lawsuit, like the StarKist one, cannot begin sending things out to class members until after a judge approves the settlement.

It is possible that the judge will approve the settlement. If the judge does not approve it, there is a chance that a new settlement will be made. There is no way to know, for certain, what will happen or what a new settlement would consist of. People who are part of the class action lawsuit are going to have to wait and see what happens.

Those who are in the class action lawsuit might, or might not, be notified about the judge’s decision. In other words, you shouldn’t assume that you will actually receive your $50 StarKist tuna voucher. It is best to consider it a nice surprise, when and if it arrives in your mailbox.

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Chipotle Started Mailing Coupons for a Free Burrito

Posted on Thursday, April 14th, 2016 at 6:21 pm
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chipotleChipotle was once a very popular place to eat. Every since the chain had problems that caused customers to get sick, it has been struggling to convince people to come back. To help encourage people to give the restaurant chain another try, Chipotle has started mailing out coupons for a free burrito.

Chipotle’s first attempt to lure customers back was with a mobile coupon that offered a free burrito. The coupon contained a code that a person needed to present at the register. Chipotle says that 5.3 million people tried to download that mobile coupon. This shows that there are many people who are ready to give Chipotle another try.

In March of 2016, Chipotle started the next phase of its plan to encourage customers to return. Chipotle started mailing out millions of coupons for a free entree. The company plans to mail out a total of 21 million of these coupons. If you haven’t received one yet, there is a chance that one could appear in your mailbox soon.

Did you get one of those coupons? Make sure you check the expiration date on the coupon. That series of coupons expires on May 15, 2016. Chipotle put an expiration date on the coupons for a reason. The goal was to nudge customers to return to Chipotle sooner rather than later. People who get a coupon that offers a “freebie” are likely to be motivated to use it before the coupon expires.

Why would a restaurant that has gone through a period of time where it was struggling to get customers start offering coupons for free food? It seems counter-intuitive at first, when you realize that Chipotle is going to lose profit by giving away free entrees. The point is to make Chipotle’s 2,000 restaurants “look like Chipotle again” – packed with customers.

Chipotle is planning on giving out more coupons this summer. It is difficult to predict exactly what those offers will look like. They might shift from coupons that offer free entrees to coupons that offer a “Buy One, Get One” deal. Or, Chipotle could decide to send targeted mobile offers to people who live in areas where the Chipotle restaurants are lagging in sales.

Overall, this is a smart move on Chipotle’s part. Everyone loves a “freebie”! The coupons for free food could help change the restaurant chain’s reputation from “the place people got sick from” to “the place that I can get free food from”. People will eventually forget about the bad news if they are giving extremely positive news in its place.

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“Couponing Isn’t Fair!”

Posted on Tuesday, April 12th, 2016 at 7:00 am
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Fake Coupons with US CoinsThe reason that couponing is popular is because it saves people money. It’s nice to be able to use coupons and make your dollars stretch a little bit farther. Not everyone has access to all of the coupons that are in existence. This fact of life is one that makes some shoppers declare “Couponing isn’t fair!”

Coupons are useful. They give shoppers a quick and easy way to save a little money on products that they were going to purchase anyway. Or, a coupon might lower the cost of an item that is new to the consumer just enough to tempt them to give it a try.

Ultimately, it is the food manufacturers that make the decision about when, and where, to offer a coupon. They get to choose everything from the expiration date to the amount of discount the coupon offers. The manufacturers can be as generous, or as stingy, as they choose when deciding the total number of coupons they will offer.

Couponers need to realize that no one is entitled to receive a coupon. People should view coupons as an extra treat (that helps them save money). Be happy that you have access to some useful coupons. Keep things positive. If you find yourself getting really upset about coupons – it may be time to take a break from couponing.

Reasons why some people think couponing is unfair:

Fear of missing out (FOMO): A person has found some coupons that they can print out or digitally add to their store’s loyalty card. In the back of their mind, they worry that somewhere out there are better coupons that they haven’t been able to find.

Lack of mobile device: Today, there are a lot of coupons that are only offered to mobile customers. The people who have a store’s app on their smartphone, or who have downloaded a specialized coupon app, are able to get exclusive coupons. A person who doesn’t have a smartphone might feel it is unfair that they cannot access those coupons from their desktop computer.

Policy changes: Coupons.com recently changed their policy and removed the zip code selection tool from their website. People who were using that tool in a way that it was not intended to be used complained that this change wasn’t fair.

Some people felt that manufacturers were not offering the best coupons to the people that lived in their zip code. Others discovered that consumers in different zip codes were being offered additional coupons. These couponers felt it was unfair for Coupons.com limit them to only the coupons that were for their zip code.

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Don’t Get Into a Fight Over Coupons

Posted on Thursday, April 7th, 2016 at 7:01 am
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Burger KingPeople use coupons because it can help them save money. Ideally, people will take the time to review the store’s coupons policy before trying to use multiple coupons in one transaction. It is understandable that a person may feel frustrated when a cashier refuses some of the customer’s coupons. It is not acceptable to take out that frustration on the cashier.

Burger King is a well known fast food restaurant that frequently offers coupons. Many fast food places offer coupons in an effort to attract customers to their restaurant (instead of one of their competitor’s restaurants). The fast food restaurant wants people to come in and use the coupon – and then buy some additional food and beverages as well.

A woman in the Milwaukee area decided to use multiple coupons to pay for her order at Burger King. The teenager behind the register informed the woman that the company’s policy only allowed for one coupon to be used per transaction. The woman was trying to use a dozen coupons.

Most people would sort through the pile of coupons they brought with them, pick out the one that would provide the most discount on its own, and hand that one coupon to the cashier. If the customer happened to be a frequent Burger King customer, he or she might save the rest of those coupons to use on another day.

Unfortunately, the woman who wanted to use multiple coupons on one transaction at Burger King decided that the situation was worth getting into a fight over. The woman (who was in her 40’s) allegedly left and returned with her daughter (who was an adult in her 20’s). The two women allegedly started shouting at the sixteen-year-old cashier. Things escalated, and the woman’s daughter allegedly punched the teenage cashier in the face.

Don’t get into a fight over coupons. It is not worth it. The teenage cashier was taken to the hospital with a mild concussion. The two women face felony charges of physical abuse of a child with intention to cause bodily harm. The two women could face up to six years in jail and $10,000 in fines if convicted.

What should you do if you want to use multiple coupons at a fast food restaurant? First, you should call the restaurant. Ask what their coupon policy is. Ask how many coupons they allow customers to use in one transaction. If you do not like the answer you are given, you can choose to make a purchase from the store’s competitor.

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How Do Coupons Work?

Posted on Tuesday, April 5th, 2016 at 1:21 pm
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How Do Coupons Work? | FreeCoupons.comWe all love using coupons because they can save us some money. Extreme couponers excel at using coupons in ways that give them the most savings. Have you ever wondered how coupons work? Where do they come from? Who is paying for the discount that the coupon gives to you?

Coupons come from companies that are food manufacturers. The company decides when it wants to offer a coupon and how much of a discount that coupon will give a consumer. The company also decides when the coupon’s expiration date will be.

A company that offers a coupon on one of their products gets to choose who to offer that coupon to. They might limit it to only the people who have signed up to get emails from the company. Some coupons are only available to people who live in a certain state (or a particular zip code). Many coupons are offered nationally.

Once all these details have been worked out, the food manufacturer needs to connect with a retailer (like a grocery store). Together, the two work out what could be called an implied contract. The contract is a promise made by the food manufacturer to the retailer.

The food manufacturer promises to reimburse the retailer for the discount that is offered on their coupons – if the retailer sends those used coupons back to the food manufacturer. The postage fee is paid for by the food manufacturer, not the retailer.

This is a key point to understand. A grocery store (or other retailer) loses money when a customer uses a coupon. The retailer is ok with this because they know they can be reimbursed for that loss by the manufacturer that created the coupon.

How does the retailer let the food manufacturer know how many coupons were used in their store? First, the cashier scans the coupon when the customer makes a purchase. Doing so automatically enters the coupon into the store’s computer. The coupon goes into the drawer of the register.

When the cashier’s shift is over, his or her drawer is tallied up to make sure the amount of money and coupons that are in the drawer match what the computer counted. The coupons get sent back to the food manufacturer, and the retailer receives a reimbursement.

The food manufacturer can choose not to reimburse the retailer if the coupon was used after it had expired. They do not reimburse the store for fake coupons. This is why many stores are very picky about what coupons they will accept from customers. The retailer needs to make sure they will be reimbursed for the discount that a coupon gives to a consumer.

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Your Kohl’s Account May Have Been Hacked

Posted on Thursday, March 24th, 2016 at 2:29 pm
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Kohl's LogoHave you noticed something strange happening with your Kohl’s account? Did a large box from Kohl’s, that you did not order, arrive at your door? There is a chance that the reason for this mysterious delivery is because your Kohl’s account has been hacked.

Many of us have had the unfortunate experience of having someone steal our credit card information, and then use it to go on an expensive shopping spree. It can be frustrating to have to call your credit card company, dispute the charge, and wait for things to get resolved.

When a thief steals someone else’s credit card number, they are doing it so they can get free stuff. They use your credit card (instead of their own) in the hopes that they will not get caught. Some of them will get caught, and some will not. Either way, the innocent credit card holder is stuck trying to clean up the mess.

Strangely, the thieves who are hacking Kohl’s accounts are not trying to immediately get free stuff (that is paid for by an unfortunate stranger). Instead, the thief hacks into someone else’s Kohl’s account and uses it to order products from the Kohl’s website with that person’s Kohl’s credit card number. The thief doesn’t keep the products, though. He or she has the products shipped to the home of the person whose Kohl’s account he hacked.

The person doesn’t know that their Kohl’s account has been hacked until after those products arrive at their door. The thieves are selecting big, bulky, items. In some cases, the thief orders things like strollers, car seats and multiple baby cribs that are sent to one address. Or, the thief might order an entire box filled with dozens of men’s shirts.

Why would someone hack a Kohl’s account and then use it to send random bulky items to a stranger? The answer is an unexpected one. The thieves are trying to obtain Kohl’s Cash. The thief is “gaming the system” for their own advantage.

Kohl’s Cash is earned when a person makes a purchase at a Kohl’s store or kiosk, or online, during special events. The amount of money a person spends is what determines the amount of Kohl’s Cash they will get. They have to use it soon, because Kohl’s Cash has an expiration date.

The scammers buy expensive bulky items so that the account they hacked into will earn Kohl’s Cash. The size of the items makes it difficult for a person to return them to a Kohl’s store. This gives the thief time to use the Kohl’s Cash on things for themselves.

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