How to Coupon

Ways to Save Money at Kohl’s

Posted on Thursday, July 31st, 2014 at 7:00 am
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kohlsKohl’s is a great place to shop for everything from back to school clothing and supplies to coffee makers and crockpots. One of the things that attracts frugal shoppers to Kohl’s is their low prices. Savvy shoppers quickly learn the ways to save even more money at Kohl’s. Here are some quick tips to help you make the most of your dollars.

Earn Kohl’s Cash
Kohl’s Cash is not a typical type of coupon. It is something that shoppers can earn based upon how much money they spend at Kohl’s. For example, if you spend $50.00 on items from Kohl’s, you can earn a $10.00 Kohl’s Cash coupon. Spend more money to receive a higher amount of Kohl’s Cash.

This system works great for people who are intending to spend more than $50.00 at Kohl’s in one shopping trip. Make sure you redeem your Kohl’s Cash before it expires. Bring it with you to the register just like you would do with a coupon.

View the Kohl’s Website
One easy way to find out about the weekly deals at Kohl’s is to visit their website and take a look at the current sales. What do you need to buy soon? Is it on sale right now? You may want to purchase it this week to take advantage of the sale price. If you prefer, you can “sign up for a sales alert” by entering your email address into the Kohl’s website. They will send you email about their sales.

Kohl’s Yes2You Rewards
This is a reward system that Kohl’s is offering to customers in certain parts of the United States. It used to be called Kohl’s Rewards (but they changed the name). You get 1 point for every dollar you spend at Kohl’s. You also get a $5.00 reward for every 100 points that you earn. People who join Kohl’s Yes2You Rewards get 8 guaranteed offers each year, plus a special birthday gift. Be aware that the points can expire – use them up before they do!

Kohl’s Charge
Kohl’s Charge is the name of the store’s credit card. If you don’t have one, the cashier may ask if you would like to apply for one. Use your Kohl’s Charge to pay for the things you buy at Kohl’s. Pay off the entire balance each month. Those who have a Kohl’s Charge get extra discounts on everything 12 times a year.

Shop the Clearance Sales
It seems like there is always a clearance sale going on at Kohl’s! The stock changes frequently as new items are added. You can get the best savings from their Gold Star Clearance Sale. Items in it will be 60% to 80% off their original price.

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These Simple Tricks Will Help You Save Money

Posted on Tuesday, July 29th, 2014 at 7:00 am
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Packing Lunches again? Save with free printable coupons.We all want to save money! Typically, the advice about how to save money includes suggestions that don’t apply to everyone. People are told to cut down or cut out things when they have already done so. Try some of these simple tricks that will help you save money without feeling deprived.

Pack a Lunch
It can seem easier to stop by a fast food place on your lunch break than to take the time to pack a lunch for yourself. Some feel that they just don’t have time to pack a lunch before leaving for work. One way to avoid that problem is to pack your lunch the night before and put it in your refrigerator. Grab it and go to work!

Try and pack a lunch (instead of buying one) two or three times a week. You can save the money you would have spent on fast food. You also will be eating and using up the foods you already purchased on your last grocery shopping trip before they go bad.

Make a List
Speaking of grocery shopping…it is a good idea to make a list of the foods and household items that you need before you head out the door to do some grocery shopping. A list makes it easier to remember what it was you and your family need this week. It prevents a second shopping trip to pick up something you forgot.

A list also can help prevent you from “impulse shopping”. Stick to the items that you put on your list and ignore the rest. It also is very important that you do not go grocery shopping while you are hungry. Suddenly, everything looks like something you need – right now!

Meatless Mondays
Meat is one of the most expensive foods that people buy at the grocery store. One way to save money is to start doing “Meatless Mondays”. You don’t have to go completely vegetarian or vegan for the rest of the week. The idea is to make recipes that do not include meat for two meals a week (preferably on the same day). You might find that vegetarian food options are less expensive than the recipes that include meat.

Try a Trade In
Have your kids finished a video game – and then lost interest in it? Do they have books on their shelves that they have outgrown? Consider taking those used items to a store that gives you credit for the items that you bring in for trade. You could end up saving at least a couple of dollars on the next book or video game that your kids want.

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Tips for Saving Money at Target

Posted on Thursday, July 24th, 2014 at 7:00 am
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Target Logo (Matchups)One way to save money is to shop at stores that have reasonable prices. Target is high on the list of those who are trying to stay within a budget. The low prices are attractive to people who need to save money. There are also plenty of other ways to save money at Target. Here are some quick tips to maximize your savings for your next trip to Target.

Check the Weekly Ad
Before you go shopping, take a minute to visit the Target website and check out their weekly ad. What’s on sale right now? As you are browsing, look for things that you have been planning on purchasing. The best time to buy them is when they go on sale.

For example, a lot of parents know that they need to buy their children school supplies. That can be done anytime between when school lets out for the summer and the start of the next school year. They should check the weekly Target ad to discover when the back-to-school sales start. That’s the time to shop!

If you prefer, you can sign up on the Target website and have them send you their weekly ad by email. It makes it easier to find when you want to check it out.

Look for Coupons
The Target website has printable coupons for all kinds of things. They even have coupons for groceries! Pick the ones that you like, print them out, and take them to the store with you. Some of them will have codes attached to them. That means you can use that coupon while making an online purchase from the Target website.

Take Advantage of the Matchups
A “matchup” is a couponing technique that can save you a lot of money. It involves pairing coupons with current sales and special offers in order to get the lowest price possible. Every week, FreeCoupons.com puts together a list of all the Target Coupon Matchups. We do the math for you!

Use Cartwheel
Cartwheel is a free app from Target that is available for both iPhone and Android. Download it and then sign in with either your email address or your Facebook. Start browsing for special offers that are only available for people who use Cartwheel.

Show your mobile device to the cashier when you are ready to check out. He or she can scan the barcodes on it to access the special deals that you want to use. You can stack the savings you find on Cartwheel with other coupons, sales, or the Target REDcard savings offers.

Use the Cartwheel app to share the special offers that you think are awesome. Doing so is one way that you can work towards unlocking additional offer spots. The more you share, use the app, and interact through it, the more offers you can receive.

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State Sales Tax Holidays Help You Save Money

Posted on Tuesday, July 22nd, 2014 at 7:00 am
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cash register moneyOne great way to save money on school supplies is to buy them during the state sales tax holiday for your state. Not all states offer one. Some of the sales tax holidays include savings on more than school supplies and clothing. Here is a list of the upcoming state sales tax holidays that are happening in August of this year. In short, they help you save money by exempting the sales tax on certain purchases.

Here is what the sales tax exemption can be used on:
* Alabama – August 2 -3, 2014
Up to $100 of clothing, up to $750 of computers, up to $50 of school supplies, and up to $30 of books.

* Connecticut – August 17 -23, 2014
Up to $300 of clothing and footwear

* Florida – August 1-3, 2014
Up to $100 of clothing, up to $15 of “supplies” and up to $750 of computers. “School supplies” is also listed, but does not have a dollar amount attached to it.

* Georgia – August 1-2, 2014
Up to $100 of clothing, up to $20 of “supplies” and up to $1,000 of computers. “School supplies” is also listed, but does not have a dollar amount attached to it.

* Iowa – August 1-2, 2014
Up to $100 of clothing.

* Louisiana – August 1-2, 2014
Up to $2,500 of TPP. It stands for “tangible personal property”. It includes everything except vehicles subject to license and title, meals furnished for consumption on the premises where purchased (including to-go orders). It excludes TPP that is for use in a business, trade, or profession.

* Maryland – August 10-16, 2014
Up to $100 of clothing and footwear.

* Missouri – August 1-3, 2014
Up to $100 of clothing, up to $3,500 in computers, and up to $50 of school supplies.

* New Mexico – August 1-3, 2014
Up to $100 of clothing, up to $1,000 of computers, $500 of computer equipment, and up to $30 of school supplies.

* Oklahoma – August 1-3, 2014
Up to $100 of clothing.

* South Carolina – August 1-3, 2014
On clothing, school supplies, computers, and “other”. No dollar amount limit is listed.

* Tennessee – August 1-3, 2014
Up to $100 of clothing, up to $100 of school supplies, and up to $1,500 on computers

* Texas – August 8-10, 2014
Up to $100 of clothing, backpacks and school supplies

* Virginia – August 1-3, 2014
Up to $100 on clothing and up to $20 on school supplies

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What to Look for at Summer Clearance Sales

Posted on Thursday, July 17th, 2014 at 7:00 am
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Young girl with gift bag. Isolated.Ready for the summer clearance sales? Some of them have already started. It can be very tempting to shop them and purchase a ton of stuff that catches your eye. To get the very best deals, however, you are going to need to stay sharp. Here are some tips about what to look for at the summer clearance sales.

Summer Toy Sales
It won’t be long before the department stores and toy stores start receiving their first batch of Christmas stock. It can arrive as early as the end of August! Now is a good time to purchase toys that you intend to give as Christmas gifts this December. Doing so can help you to stay within your budget for the holiday season.

Look for toys that your kids have asked for – but that were too expensive for you to immediately buy. Those items might be among the toys that are on sale now. Consider picking up some toys that you can donate to toy drives around Christmas time. Buy some “extras” to give out to nieces and nephews – just in case.

Summer Clothing Sales
There is a very useful question to ask yourself before you buy things from summer clothing sales. Can you wear it right now? Is the weather still hot and humid, or has it started cooling off as Autumn approaches? Ideally, you want to purchase clothes that you will wear before the summer ends.

Buy summer clothing and wear it now – and then store it away for next summer. There is a chance you will get more than one season’s wear out of it. Putting the sale items directly into storage can cause a few problems. You may not be the same size next summer that you are today. Styles could change dramatically between now and then. If you buy clothing, and never get to wear it, you aren’t really saving money.

For best results, make sure you take the time to try the clothing on. If it doesn’t fit you right now – leave it at the store. Many people make the mistake of buying clothes that they hope to fit into “someday”. Instead, choose items that fit well right now!

Summer Book Sales
Barnes & Noble has a summer sale every year. One way to get the best deals is to compare the price of the book in the store with the price that it is being sold for on the website. Don’t forget to consider the cost of shipping! Does Amazon have it for a better price? Would an ebook be less expensive?

Check the Bargain book section for the lowest prices. Summer is a good time to buy gift books that you will give away at Christmas time. Pick up some lovely “coffee table books” or hard cover copies of former best sellers.

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Save Money – Make Your Own Popsicles!

Posted on Tuesday, July 15th, 2014 at 7:00 am
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Homemade popsiclesHot summer days call for ice cold refreshment. You can’t go wrong with popsicles! This colorful, flavorful, treat is a favorite for children and adults. Instead of spending money to buy package after package of popsicles at the store, why not save money and make your own? It could turn into a fun activity to entertain your kids with when they are bored. Use the empty popsicle sticks for craft projects.

Before you can make your own popsicles, you will need to gather up some supplies. Summer is a great time to find ice pop molds at your local grocery store. Some people like to make mini-popsicles in ice cube trays. It is also possible to make popsicles in small cups. Purchase a sealed package of craft sticks from a craft store.

Oprah suggests letting the popsicles freeze to a slushy consistency before setting the stick into them. Next, freeze the popsicles until they are firm (which takes at least 6 hours). Run hot water over the outside of the popsicle molds for a few seconds, and then gently pull on the sticks for successful removal of the popsicles.

Strawberry-Lemon Popsicles
Food Network has simple directions that can be followed to make various flavors of fruit popsicles. Making them requires a blender, 8 ice pop molds, craft sticks and a fine mesh strainer (if you are using fruit that has seeds).

Visit the FoodNetwork website to check out some other interesting fruit combinations that you can make into popsicles. To make strawberry-lemon popsicles, you will need:

* 3 cups whole strawberries
* 1 tablespoon fresh lemon juice
* 1 tablespoon honey

Put the strawberries, honey, and lemon juice in a blender. Blend it until it is smooth. Strain the mixture to remove the seeds. Pour the mixture into the molds. Leave a little room at the top – it will expand as it freezes. Insert the craft sticks and leave them overnight to freeze.

Homemade Ice Pops
AllRecipes has a simple recipe for making ice popsicles. You will need:

* 1 package of fruit flavored JELL-O mix (3 ounces)
* 1 unsweetened, flavored, soft drink mix package (such as Kool-Aide)
* 1 cup white sugar
* 1 cup boiling water

Combine the JELL-O, soft drink mix, sugar, and boiling water. Stir until the powders are dissolved. Add enough cold water to make 2 quarts. Pour into several 3 ounce paper drinking cups. Add craft sticks to each. Freeze until hardened.

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Freezer Meals and Food Safety

Posted on Thursday, July 10th, 2014 at 7:00 am
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Anonymous woman holding a blue cast iron casserole dishFreezer meals are great! They give you a quick way to feed your family dinner when you don’t have a lot of time to cook. They are also healthier and less expensive than a pizza delivery or a trip to the nearest fast food place. Here is some food safety advice regarding freezer meals.

Is Frozen Food Safe?
The USDA Food Safety and Inspection Service says that food that has been constantly stored at 0 degrees F will always be safe. Freezing inactivates bacteria, yeasts, and molds that can be present in food. Once the food has been thawed, those microbes can become active again and begin to multiply.

Before you Freeze Hot Food
AllRecipes.com points out that before you freeze hot food it is very important to let it cool down. If you put hot food directly into the freezer it may not freeze uniformly. In other words, the outer edges of the food will freeze hard very quickly. At the same time, the inside of the food may not cool in time to prevent it from spoiling.

How to Freeze Hot Food Quickly
Put the pan, or dish, of hot food in a sink that has been filled with ice water. The water will cool down the pan and the food inside it quicker than if you let it cool at room temperature. If you are cooling a soup, stew, or sauce, it helps to stir it after putting the pot into a sink that has been filled with ice water. The stirring helps it to cool evenly.

Other Helpful Tips
Don’t put the entire cooled casserole into the freezer! Instead, divide it into several individual portions. Store each portion separately. Make sure to write the date that the food was frozen, and what it is, on the bag or container it now sits in. Don’t stack up the cooled individual portions in your freezer. Put them side by side, in a single layer, until they completely freeze.

Remove as much air as possible from freezer bags before sealing them closed. If you are freezing a liquid (like a soup or broth) leave a little extra room in the bag or container you are freezing it in. This is important because liquids can expand when frozen.

Best Ways to Thaw Frozen Foods
You can safely thaw frozen food by taking it out of the freezer and putting into your refrigerator. It is a slow method, but will work. For a faster method, place the frozen food in a leak-proof bag and put it in a large container of cold water. The fastest way to thaw food is to put the food in the microwave on the defrost setting. Make sure you cook the food immediately after that.

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Where to Get a Discount on College Textbooks

Posted on Tuesday, July 8th, 2014 at 7:00 am
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Open BookMany colleges and universities begin their new semester in late August. That doesn’t give students a whole lot of time to search for, and obtain, the textbooks that they require. The longer a person procrastinates on finding the books they need, the less chance they have to find a good deal on them. Here are some places where you can get a discount on college textbooks.

Barnes & Noble
Barnes & Noble offers both new and used textbooks. To get started, type the title, author, and ISBN number of the book you need for class into their search engine. (Look for the bar code on the back of the book in order to locate the ISBN number). Used textbooks are generally cheaper than brand new ones.

Their website says that you can save up to 90% on used textbooks. Renting Textbooks can also help lower your costs. You get to choose how long you want to keep the book. You can extend your rental period if you need to (up to 130 days).

Staples
Staples has a very similar offer to the one at Barnes & Noble. Their website says you can save up to 90% on your textbooks (but doesn’t specify if that is by renting or buying). It has its own search engine for you to type in the ISBN, title, or author of the book you need.

You can rent textbooks from Staples. Their rental periods are 30 days, 45 days, 60 days, a quarter (90 days) or semester (125 days). Your rental period does not start until the books are delivered to you.

The books you rent, or buy, may or may not come with the supplements that are supposed to go with them. If the book you rent happens to have its supplement, you can use it at no extra cost. If you buy a textbook and it comes with a supplement, you get to keep the supplement for free.

Local Library
Taking a literature class? Stop by your local library and see if they have the books your professor has assigned for this semester. Borrowing books from the library is absolutely free (assuming you return them on time). Most libraries will let you make arrangements to extend your borrowing period. You will need to speak with a librarian in order to continue to borrow a book for a longer span of time.

Consider Shipping Fees
How much is the shipping fee? It is important to take that into account when you are considering buying or renting a textbook from an online source. It doesn’t do much good to find a cheap copy of the textbook you need if the discount is eaten up by the shipping fee.

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Save on School Supplies at Staples

Posted on Thursday, July 3rd, 2014 at 7:00 am
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School SupplyBelieve it or not, the sales on school supplies have already started! It can be a little hard to think about returning to school only a few weeks after the previous school year came to a close. Are you ready to mentally fast-forward through summer vacation and begin planning for the upcoming school year? If so, then it would be worth it to check out the super early school supplies sale at Staples.

Staples started their back to school sale on June 29, 2014. It is quite different from what they have previously offered. Last year, Staples had a back to school supplies discount card that parents could purchase. They could then use the card all summer long to get extra savings on school supplies. For whatever reason, there is no discount card being offered this year.

Instead, Staples is doing a Back to School 110% Price Match Guarantee. Staples will price match items sold and shipped by Amazon.com or any retailer who sells products in both retail stores and online under the same brand. Customers will receive an additional 10% off the difference between the Staples price and the competitor price. The back-to-school 100% Price Match Guarantee is valid at the time of purchase in Staples stores and on Staples.com.

I would recommend that parents bring their smartphone or tablet to the Staples store so they can go online and check Amazon.com to find out what price they are selling a particular brand and type of school supplies for. Next, compare that price to the exact same item that you see at the Staples store.

Is the price at Amazon.com (or another retailer that sells products both in stores and online) lower than what Staples is selling it for? If so, take your smartphone to the Staples Customer Service Desk associate immediately. The only way to take advantage of the Staples Back to School 110% Price Match Guarantee is to show proof that Amazon has a lower price on a particular item at the time of purchase.

In other words, don’t buy things from Staples first, and then comparison shop from your home computer afterwards. The way the sale is worded indicates that your chance to take advantage of it ends after you have made a purchase from Staples. It does not appear that you can come back to Staples with your receipt and a print-out that shows that Amazon sold the same item for less and expect to be able to take advantage of the 110% Price Match Guarantee.

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Sales to Look for in July

Posted on Tuesday, July 1st, 2014 at 7:00 am
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Christmas GiftsYou can get the lowest price of the year on just about anything if you know the best time to shop for it. There are annual sales that happen in July that only happen once a year. Here are some of the sales to look for in July.

4th of July Sales
Many stores will hold a three-day 4th of July sale that starts on July 4th and disappears by the end of the weekend. This is a great time to shop for home electronics, furniture, and new mattresses. There will also be clearance sales of summer clothing going on, so don’t forget to stop by your favorite clothing stores. Take a moment to do some online comparison shopping at the big department stores. Doing so will help you determine which one to go to first (and which you should skip over). Video games may also be included in this sale.

Christmas in July Sales
It has become a tradition for stores that sell Christmas trees, ornaments, stockings, and other decorations to hold a Christmas in July Sale. Department stores are good places to start if you want to shop a Christmas in July sale. They tend to bring out the “leftover” stock from last Christmas in the hopes that it will sell. Visit the niche stores that sell specialized or collectable Christmas ornaments. You may end up saving more money on these items than if you bought them at the after Christmas sales.

School Supplies Sales
It seems like every year, the school supplies sales are starting earlier and earlier! Office supply stores tend to have the best deals. Compare their prices to those at the department stores. You might not have an official list of stuff that your child must bring to school next year yet. Pick up some pencils, binders, and other items that he or she will more than likely need.

Summer Clothing Sales
The first round of summer clothing sales begin at the end of June or start of July. Stores are ready to unload this year’s swimsuits, shorts, tank tops, and sandals. They need to make room for the incoming school clothing and uniforms that will be arriving in their stockrooms soon. The best part of the summer clothing sales is that the weather will stay warm enough for you and your family to wear the clothes before the season changes.

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